Australian Shepherd vs Havanese Vet Costs
Australian Shepherd owners spend $420-$1,000/yr at the vet. Havanese: $390-$950/yr. That's a $40/yr gap in average costs. Here's where the money goes.
Australian Shepherd
$7,200-$16,500
lifetime vet costs (13 yrs)
moderate health risk
Lifetime Gap
$1,850
Havanese costs less
Havanese
$6,000-$14,000
lifetime vet costs (14 yrs)
low-moderate health risk
Vet Cost Breakdown
| Category | Australian Shepherd | Havanese | Lower Cost |
|---|---|---|---|
| Annual Vet Cost (avg) | $710/yr | $670/yr | Havanese |
| Annual Range | $420-$1,000 | $390-$950 | - |
| Preventive Care | $350/yr | $295/yr | Havanese |
| Emergency Risk Budget | $350/yr | $280/yr | Havanese |
| Pet Insurance | $30-$60/mo | $28-$55/mo | Havanese |
| Spay/Neuter | $200-$500 | $150-$350 | Havanese |
| Lifetime Vet Cost | $7,200-$16,500 | $6,000-$14,000 | Havanese |
Australian Shepherd Health Risks
moderate risk · large, 40-65 lbs · 13-year lifespan · 2-3 visits/year average
- Hip dysplasia (8-12%) $1,500-$5,000
- Epilepsy (5-8%) $200-$1,000
- Eye defects (CEA, cataracts, coloboma) (8-15%) $200-$3,000
- MDR1 gene mutation (25-50%) $50-$150
- Autoimmune conditions (3-5%) $500-$3,000
Havanese Health Risks
low-moderate risk · small, 7-13 lbs · 14-year lifespan · 1-2 visits/year average
- Dental disease (80%+) $300-$800
- Patellar luxation (15-20%) $1,500-$4,000
- Cataracts (5-8%) $1,500-$4,000
Breed-Specific Procedures
Australian Shepherd
- MDR1 DNA test $50-$150
- Hip screening $200-$400
- Eye exam (CERF) $50-$150
- Dental cleaning $300-$600
- Thyroid panel $50-$100
Havanese
- Dental cleaning $300-$750
- Eye exam (CERF) $50-$150
- Wellness exam + vaccines $130-$270
Insurance: Is It Worth It?
Australian Shepherd
$30-$60/mo ($360-$720/yr)
moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.
Havanese
$28-$55/mo ($336-$660/yr)
low-moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.
Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.