VetCostCalc

American Shorthair vs Havanese Vet Costs

American Shorthair owners spend $350-$900/yr at the vet. Havanese: $390-$950/yr. That's a $45/yr gap in average costs. Here's where the money goes.

American Shorthair

$5,500-$13,500

lifetime vet costs (15 yrs)

low health risk

Lifetime Gap

$500

American Shorthair costs less

Havanese

$6,000-$14,000

lifetime vet costs (14 yrs)

low-moderate health risk

Vet Cost Breakdown

Category American Shorthair Havanese Lower Cost
Annual Vet Cost (avg) $625/yr $670/yr American Shorthair
Annual Range $350-$900 $390-$950 -
Preventive Care $280/yr $295/yr American Shorthair
Emergency Risk Budget $300/yr $280/yr Havanese
Pet Insurance $25-$52/mo $28-$55/mo American Shorthair
Spay/Neuter $150-$380 $150-$350 American Shorthair
Lifetime Vet Cost $5,500-$13,500 $6,000-$14,000 American Shorthair

American Shorthair Health Risks

low risk · medium, 8-15 lbs · 15-year lifespan · 1-2 visits/year average

  • Hypertrophic cardiomyopathy (HCM) (10-12%) $500-$5,000
  • Obesity (30-40%) $100-$500
  • Dental disease (60%+) $250-$800
Full American Shorthair Vet Cost Projector

Havanese Health Risks

low-moderate risk · small, 7-13 lbs · 14-year lifespan · 1-2 visits/year average

  • Dental disease (80%+) $300-$800
  • Patellar luxation (15-20%) $1,500-$4,000
  • Cataracts (5-8%) $1,500-$4,000
Full Havanese Vet Cost Projector

Breed-Specific Procedures

American Shorthair

  • Dental cleaning $250-$700
  • Cardiac ultrasound $250-$450
  • Wellness exam + vaccines $110-$260

Havanese

  • Dental cleaning $300-$750
  • Eye exam (CERF) $50-$150
  • Wellness exam + vaccines $130-$270

Insurance: Is It Worth It?

American Shorthair

$25-$52/mo ($300-$624/yr)

low risk. Worth it if you get coverage before age 2, when premiums are lowest.

Havanese

$28-$55/mo ($336-$660/yr)

low-moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.