VetCostCalc

Labrador Retriever vs Shih Tzu Vet Costs

Labrador Retriever owners spend $480-$1,100/yr at the vet. Shih Tzu: $380-$900/yr. That's a $150/yr gap in average costs. Here's where the money goes.

Labrador Retriever

$7,200-$16,500

lifetime vet costs (12 yrs)

moderate health risk

Lifetime Gap

$100

Shih Tzu costs less

Shih Tzu

$7,000-$16,500

lifetime vet costs (14 yrs)

moderate health risk

Vet Cost Breakdown

Category Labrador Retriever Shih Tzu Lower Cost
Annual Vet Cost (avg) $790/yr $640/yr Shih Tzu
Annual Range $480-$1,100 $380-$900 -
Preventive Care $350/yr $280/yr Shih Tzu
Emergency Risk Budget $400/yr $300/yr Shih Tzu
Pet Insurance $35-$65/mo $25-$50/mo Shih Tzu
Spay/Neuter $200-$500 $150-$350 Shih Tzu
Lifetime Vet Cost $7,200-$16,500 $7,000-$16,500 Shih Tzu

Labrador Retriever Health Risks

moderate risk · large, 55-80 lbs · 12-year lifespan · 2-3 visits/year average

  • Hip dysplasia (12-15%) $1,500-$6,000
  • Elbow dysplasia (10-12%) $1,500-$5,000
  • Progressive retinal atrophy (3-5%) $200-$500
  • Obesity (30-40%) $100-$600
  • Cruciate ligament tears (5-8%) $2,000-$6,000
Full Labrador Retriever Vet Cost Projector

Shih Tzu Health Risks

moderate risk · small, 9-16 lbs · 14-year lifespan · 2-3 visits/year average

  • Eye problems (proptosis, ulcers, dry eye) (15-25%) $300-$3,000
  • Dental disease (25-35%) $400-$1,200
  • Patellar luxation (10-15%) $1,500-$4,000
  • Brachycephalic airway issues (10-20%) $1,000-$4,000
  • Ear infections (15-20%) $100-$300
Full Shih Tzu Vet Cost Projector

Breed-Specific Procedures

Labrador Retriever

  • Hip/elbow screening X-rays $200-$400
  • Dental cleaning $300-$700
  • Wellness exam + vaccines $150-$300
  • Heartworm/flea prevention $180-$350
  • Blood work panel $150-$350

Shih Tzu

  • Eye exam $50-$150
  • Dental cleaning $350-$700
  • Patellar evaluation $50-$100
  • Ear cleaning/treatment $20-$80
  • Wellness exam + vaccines $130-$260

Insurance: Is It Worth It?

Labrador Retriever

$35-$65/mo ($420-$780/yr)

moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

Shih Tzu

$25-$50/mo ($300-$600/yr)

moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.