Bengal vs Persian Vet Costs
Bengal owners spend $430-$1,100/yr at the vet. Persian: $600-$1,600/yr. That's a $335/yr gap in average costs. Here's where the money goes.
Bengal
$6,800-$16,500
lifetime vet costs (14 yrs)
moderate health risk
Lifetime Gap
$5,100
Bengal costs less
Persian
$9,500-$24,000
lifetime vet costs (14 yrs)
high health risk
Vet Cost Breakdown
| Category | Bengal | Persian | Lower Cost |
|---|---|---|---|
| Annual Vet Cost (avg) | $765/yr | $1,100/yr | Bengal |
| Annual Range | $430-$1,100 | $600-$1,600 | - |
| Preventive Care | $310/yr | $350/yr | Bengal |
| Emergency Risk Budget | $470/yr | $700/yr | Bengal |
| Pet Insurance | $32-$68/mo | $40-$85/mo | Bengal |
| Spay/Neuter | $175-$420 | $200-$450 | Bengal |
| Lifetime Vet Cost | $6,800-$16,500 | $9,500-$24,000 | Bengal |
Bengal Health Risks
moderate risk · medium, 8-15 lbs · 14-year lifespan · 2-3 visits/year average
- Progressive retinal atrophy (PRA-b) (8-12%) $150-$500
- Hypertrophic cardiomyopathy (HCM) (10-15%) $500-$5,000
- Tritrichomonas foetus (10-20%) $100-$500
- Flat-chested kitten syndrome (1-5%) $200-$1,000
Persian Health Risks
high risk · medium, 7-12 lbs · 14-year lifespan · 3-4 visits/year average
- Polycystic kidney disease (PKD) (35-40%) $500-$5,000
- Brachycephalic issues (50-70%) $300-$3,000
- Dental disease (70%+) $300-$900
- Hypertrophic cardiomyopathy (HCM) (10-15%) $500-$5,000
Breed-Specific Procedures
Bengal
- PRA-b DNA test $50-$100
- Cardiac ultrasound $250-$500
- Fecal PCR test $80-$200
- Wellness exam + vaccines $120-$270
Persian
- Eye cleaning + check $20-$60
- Dental cleaning $300-$750
- PKD DNA test $50-$100
- Cardiac ultrasound (HCM screening) $250-$500
Insurance: Is It Worth It?
Bengal
$32-$68/mo ($384-$816/yr)
moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.
Persian
$40-$85/mo ($480-$1,020/yr)
high risk. Insurance is close to mandatory for this breed. One surgery can exceed years of premiums.
Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.