VetCostCalc

Australian Shepherd vs Labrador Retriever Vet Costs

Australian Shepherd owners spend $420-$1,000/yr at the vet. Labrador Retriever: $480-$1,100/yr. That's a $80/yr gap in average costs. Here's where the money goes.

Australian Shepherd

$7,200-$16,500

lifetime vet costs (13 yrs)

moderate health risk

Lifetime Gap

$0

Labrador Retriever costs less

Labrador Retriever

$7,200-$16,500

lifetime vet costs (12 yrs)

moderate health risk

Vet Cost Breakdown

Category Australian Shepherd Labrador Retriever Lower Cost
Annual Vet Cost (avg) $710/yr $790/yr Australian Shepherd
Annual Range $420-$1,000 $480-$1,100 -
Preventive Care $350/yr $350/yr Australian Shepherd
Emergency Risk Budget $350/yr $400/yr Australian Shepherd
Pet Insurance $30-$60/mo $35-$65/mo Australian Shepherd
Spay/Neuter $200-$500 $200-$500 Australian Shepherd
Lifetime Vet Cost $7,200-$16,500 $7,200-$16,500 Labrador Retriever

Australian Shepherd Health Risks

moderate risk · large, 40-65 lbs · 13-year lifespan · 2-3 visits/year average

  • Hip dysplasia (8-12%) $1,500-$5,000
  • Epilepsy (5-8%) $200-$1,000
  • Eye defects (CEA, cataracts, coloboma) (8-15%) $200-$3,000
  • MDR1 gene mutation (25-50%) $50-$150
  • Autoimmune conditions (3-5%) $500-$3,000
Full Australian Shepherd Vet Cost Projector

Labrador Retriever Health Risks

moderate risk · large, 55-80 lbs · 12-year lifespan · 2-3 visits/year average

  • Hip dysplasia (12-15%) $1,500-$6,000
  • Elbow dysplasia (10-12%) $1,500-$5,000
  • Progressive retinal atrophy (3-5%) $200-$500
  • Obesity (30-40%) $100-$600
  • Cruciate ligament tears (5-8%) $2,000-$6,000
Full Labrador Retriever Vet Cost Projector

Breed-Specific Procedures

Australian Shepherd

  • MDR1 DNA test $50-$150
  • Hip screening $200-$400
  • Eye exam (CERF) $50-$150
  • Dental cleaning $300-$600
  • Thyroid panel $50-$100

Labrador Retriever

  • Hip/elbow screening X-rays $200-$400
  • Dental cleaning $300-$700
  • Wellness exam + vaccines $150-$300
  • Heartworm/flea prevention $180-$350
  • Blood work panel $150-$350

Insurance: Is It Worth It?

Australian Shepherd

$30-$60/mo ($360-$720/yr)

moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

Labrador Retriever

$35-$65/mo ($420-$780/yr)

moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.