VetCostCalc

American Shorthair vs Border Collie Vet Costs

American Shorthair owners spend $350-$900/yr at the vet. Border Collie: $420-$950/yr. That's a $60/yr gap in average costs. Here's where the money goes.

American Shorthair

$5,500-$13,500

lifetime vet costs (15 yrs)

low health risk

Lifetime Gap

$750

American Shorthair costs less

Border Collie

$6,500-$14,000

lifetime vet costs (13 yrs)

low health risk

Vet Cost Breakdown

Category American Shorthair Border Collie Lower Cost
Annual Vet Cost (avg) $625/yr $685/yr American Shorthair
Annual Range $350-$900 $420-$950 -
Preventive Care $280/yr $320/yr American Shorthair
Emergency Risk Budget $300/yr $280/yr Border Collie
Pet Insurance $25-$52/mo $30-$55/mo American Shorthair
Spay/Neuter $150-$380 $200-$450 American Shorthair
Lifetime Vet Cost $5,500-$13,500 $6,500-$14,000 American Shorthair

American Shorthair Health Risks

low risk · medium, 8-15 lbs · 15-year lifespan · 1-2 visits/year average

  • Hypertrophic cardiomyopathy (HCM) (10-12%) $500-$5,000
  • Obesity (30-40%) $100-$500
  • Dental disease (60%+) $250-$800
Full American Shorthair Vet Cost Projector

Border Collie Health Risks

low risk · medium, 30-55 lbs · 13-year lifespan · 1-2 visits/year average

  • Hip dysplasia (5-8%) $1,500-$6,000
  • Collie eye anomaly (5-10%) $100-$400
  • Epilepsy (3-5%) $500-$2,000
Full Border Collie Vet Cost Projector

Breed-Specific Procedures

American Shorthair

  • Dental cleaning $250-$700
  • Cardiac ultrasound $250-$450
  • Wellness exam + vaccines $110-$260

Border Collie

  • Eye exam (CERF/OFA) $50-$150
  • Hip screening $200-$400
  • Dental cleaning $300-$650
  • Wellness exam + vaccines $150-$300

Insurance: Is It Worth It?

American Shorthair

$25-$52/mo ($300-$624/yr)

low risk. Worth it if you get coverage before age 2, when premiums are lowest.

Border Collie

$30-$55/mo ($360-$660/yr)

low risk. Worth it if you get coverage before age 2, when premiums are lowest.

Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.