VetCostCalc

Australian Shepherd vs West Highland White Terrier Vet Costs

Australian Shepherd owners spend $420-$1,000/yr at the vet. West Highland White Terrier: $420-$1,000/yr. That's a $0/yr gap in average costs. Here's where the money goes.

Australian Shepherd

$7,200-$16,500

lifetime vet costs (13 yrs)

moderate health risk

Lifetime Gap

$1,100

West Highland White Terrier costs less

West Highland White Terrier

$6,500-$15,000

lifetime vet costs (14 yrs)

moderate health risk

Vet Cost Breakdown

Category Australian Shepherd West Highland White Terrier Lower Cost
Annual Vet Cost (avg) $710/yr $710/yr West Highland White Terrier
Annual Range $420-$1,000 $420-$1,000 -
Preventive Care $350/yr $300/yr West Highland White Terrier
Emergency Risk Budget $350/yr $380/yr Australian Shepherd
Pet Insurance $30-$60/mo $35-$70/mo Australian Shepherd
Spay/Neuter $200-$500 $175-$400 West Highland White Terrier
Lifetime Vet Cost $7,200-$16,500 $6,500-$15,000 West Highland White Terrier

Australian Shepherd Health Risks

moderate risk · large, 40-65 lbs · 13-year lifespan · 2-3 visits/year average

  • Hip dysplasia (8-12%) $1,500-$5,000
  • Epilepsy (5-8%) $200-$1,000
  • Eye defects (CEA, cataracts, coloboma) (8-15%) $200-$3,000
  • MDR1 gene mutation (25-50%) $50-$150
  • Autoimmune conditions (3-5%) $500-$3,000
Full Australian Shepherd Vet Cost Projector

West Highland White Terrier Health Risks

moderate risk · small, 15-22 lbs · 14-year lifespan · 2-3 visits/year if allergic

  • Atopic dermatitis (25-35%) $300-$2,000
  • Craniomandibular osteopathy (CMO) (2-5%) $500-$2,000
  • Pulmonary fibrosis (Westie lung) (Older dogs) $500-$3,000
Full West Highland White Terrier Vet Cost Projector

Breed-Specific Procedures

Australian Shepherd

  • MDR1 DNA test $50-$150
  • Hip screening $200-$400
  • Eye exam (CERF) $50-$150
  • Dental cleaning $300-$600
  • Thyroid panel $50-$100

West Highland White Terrier

  • Allergy testing + Apoquel/Cytopoint $300-$1,500
  • Dental cleaning $280-$650

Insurance: Is It Worth It?

Australian Shepherd

$30-$60/mo ($360-$720/yr)

moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

West Highland White Terrier

$35-$70/mo ($420-$840/yr)

moderate risk. Worth it if you get coverage before age 2, when premiums are lowest.

Premiums from Nationwide, ASPCA, and Embrace. Accident + illness plans, $500 deductible, 80% reimbursement.